3104 W 16th ST, Panama City, FL 32401
3104 W 16th ST, Panama City, FL 32401
3104 W 16th ST, Panama City, FL 32401
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$349,000
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3 Beds
2 Baths
1,273 SqFt
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3104 W 16th ST Panama City, FL 32401

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Randall Fisher

Randall Fisher

+1(850) 249-2050

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,273 sqft

Price per Sqft $274

Subdivision Lakeside Plat

MLS Listing ID 795646

Style Other

Bedrooms 3

Full Baths 2

HOA Y/N No

Year Built 1941

Annual Tax Amount $5,297

Tax Year 2025

Lot Size 6,098 Sqft

Acres 0.14

Property Sub-Type Single Family Residence

Property Description

Your own dock on Lake Huntington, a finished and climate-controlled outbuilding, and Historic St. Andrews less than a mile away: this 1941 cottage offers a combination that is hard to find in this part of Panama City. The home sits on the north side of 16th Street, and the sale includes the separate deeded waterfront lot and private dock directly across the street, so the screened front porch looks out toward the lake and your dock. Lake Huntington opens to St. Andrews Bay beneath the 15th Street bridge, and from the bay it is open water through St. Andrews Pass to Shell Island and the Gulf of Mexico (buyer to verify clearance and depth for their vessel). The public launch ramp at St. Andrews Marina is about a mile away.

Inside, three bedrooms and two full baths sit on one level, with the arched doorways and hardwood floors of a classic 1940s cottage, tile in the kitchen and dining room, plantation shutters, ceiling fans, and a primary bath with a tiled walk-in shower. The white kitchen opens to the dining room through a wide arch and includes a dishwasher and electric range. The updates here are tasteful rather than flashy, and the sellers went a step further than most by extensively encapsulating the crawl space, which means less moisture under the house and peace of mind for years to come.

Behind the house, the detached building is finished, heated, and cooled, so it works as a year-round office, studio, or workshop rather than a hot storage shed. A long paved driveway leaves room for a boat and trailer, the yard is fully fenced, and there is no HOA.

The restaurants, bars, marina, and shops along Beck Avenue in Historic St. Andrews are a three-minute drive or a 15-minute walk. Naval Support Activity Panama City is about 10 minutes away, and the Hathaway Bridge to Panama City Beach is under 10 minutes. Metal roof, central heat and air, city water and sewer. Sold as is, and the sellers will entertain owner-financing offers. Two parcels convey together: 29140-000-000 (home) and 29142-020-000 (dock).

Location

State FL

County Bay

Area 02 - Bay County - Central

Interior

Interior Features Shower Only

Heating Central, Electric

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Appliance Electric Range, Electric Water Heater

Exterior

Exterior Feature Dock, Porch

Parking Features No Garage, Paved

Fence Full, Fenced

Utilities Available Electricity Available

Waterfront Description Bayfront,Lake,Lake Front

View Y/N Yes

Water Access Desc Bayfront,Lake,Lake Front

View Bay, Lake

Roof Type Metal

Porch Covered, Porch, Screened

Private Pool No

Building

Sewer Public Sewer

Architectural Style Other

Additional Building Shed(s)

New Construction No

Schools

Elementary Schools Lucille Moore

Middle Schools Jinks

High Schools Bay

Others

Restrictions No Short Term Rentals

Tax ID 29140-000-000

Financing Other

Special Listing Condition Listed As-Is

Listed by Real Broker LLC

NEARBY SCHOOL & BUSINESS

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Randall Fisher

Randall Fisher

Broker BDBK644509

+1(850) 249-2050

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3104 W 16th ST

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