16328 Front Beach RD #20, Panama City Beach, FL 32413
16328 Front Beach RD #20, Panama City Beach, FL 32413
16328 Front Beach RD #20, Panama City Beach, FL 32413
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$824,999
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3 Beds
4 Baths
1,368 SqFt
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16328 Front Beach RD #20 Panama City Beach, FL 32413

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Randall Fisher

Randall Fisher

+1(850) 249-2050

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Key Details

Property Type Condo

Sub Type Condominium

Listing Status Active

Purchase Type For Sale

Square Footage 1,368 sqft

Price per Sqft $603

Subdivision Summer Towne Cottage Condo Ph Ii

MLS Listing ID 796321

Style Low Rise

Bedrooms 3

Full Baths 3

Half Baths 1

HOA Fees $1,227/qua

HOA Y/N Yes

Year Built 2002

Annual Tax Amount $6,038

Tax Year 2025

Property Sub-Type Condominium

Property Description

Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep.

Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling.

Summer Towne Cottages offers a different kind of beach getaway - a collection of cottage-style homes gathered around a seasonal community pool rather than a large resort tower. There are no crowded lobbies or elevators to navigate, and this home comes with its own two-car garage. Guests can also enjoy the community's sun deck, seasonal outdoor pool, BBQ facilities and picnic area.

Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer.

The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level.

The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays.

Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

Location

State FL

County Bay

Community Pool, Community Pool, Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Interior Features Balcony, Double Vanity, Main Level Primary, Walk-In Closet(s)

Heating Electric

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Appliance Electric Oven, Electric Range, Electric Water Heater

Exterior

Exterior Feature Covered Patio, Outdoor Shower

Garage Spaces 2.0

Garage Description 2.0

Pool Community

Community Features Pool, Community Pool, Short Term Rental Allowed

Utilities Available Electricity Available

View Y/N Yes

View Gulf

Porch Balcony, Deck, Covered, Porch

Private Pool No

Building

Lot Description Sprinkler System

Foundation Slab

Sewer Public Sewer

Architectural Style Low Rise

New Construction No

Schools

Elementary Schools Hutchison Beach

Middle Schools Surfside

High Schools Arnold

Others

HOA Fee Include Cable TV,Legal/Accounting,Pool(s),Trash

Restrictions Short Term Rentals Allowed

Tax ID 33674-020-000

Listed by Berkshire Hathaway HomeServices Beach Properties of Florida

NEARBY SCHOOL & BUSINESS

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Randall Fisher

Randall Fisher

Broker BDBK644509

+1(850) 249-2050

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16328 Front Beach RD #20

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